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Construction Insurance CoverageInsurance is a crucial component in any construction project. All property owners and developers need to be insured against construction defects and personal injury. When an insurance claim is made, however, it often results in a legal dispute. At Lewin Law Group we work with contractors and their insurer in negotiating insurance disputes. Our firm also represents contractors seeking to maximize insurance coverage. In addition, we work with insurers to stop improper claims. Attorney David M. Lewin has defended insurers and self-insureds nationwide to limit their exposure. In recognition of his experience, David M. Lewin has been made Chairman of the Illinois Association of Defense Trial Counsel’s Insurance Coverage Committee. Construction Defects and Personal Injury Claims - Targeted Tender RuleA significant part of insurance coverage litigation involves shifting risk. Insurance companies often seek to shift or deny liability for construction defects and personal injuries when a claim is made. Attorney David M. Lewin is experienced in working with insurance coverage issues and in protecting clients’ rights. In the state of Illinois, policyholders can take advantage of the Targeted Tender Rule. This rule allows contractors to select which of their primary insurance carriers will defend against an insurance claim. Targeted tenders makes it possible for contractors to shift defense and indemnity of a claim from their own commercial general liability policy to that of another party. Attorney David M. Lewin is highly knowledgeable about the Targeted Tender Rule. He has both written and spoken on this issue before bar associations and contractor trade groups. On a national level, he has advised the American Society of Safety Engineers as to effective methods for sub-contractors to shift risk. Our clients enjoy the benefit of our firm’s deep knowledge of and experience with construction insurance coverage when managing denied claims. In addition, we assist our clients in structuring additional insured provisions and endorsements in construction contracts and insurance policies from the onset to offer the most protection against future claims. We even help clients work more effectively with their insurance agents in order to find the coverage necessary to meet their contractual requirements and to find additional insurance policies to create a comprehensive insurance plan. Contact us to learn how we can help you maximize your insurance coverage and/or defend your interests in insurance claims. |